personal-finance
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💍 Investing Is Like Choosing a Life Partner — It’s About Alignment, Not Just Numbers
We often treat investing like a numbers game — comparing returns, running spreadsheets, calculating yields. And yes, due diligence is essential. But here’s something we don’t talk about enough: you don’t stay committed to numbers. You stay committed to values. It’s the same with relationships. You don’t marry someone based on their tax bracket or Continue reading
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Should You Borrow to Invest or Use an Offset Account? A 20-Year Wealth Comparison
Many homeowners ask a smart and increasingly relevant question: If I borrow money at mortgage rates, should I park it in an offset account or invest it in something like the S&P 500? In this post, we break down this exact question using real numbers, tax assumptions, and long-term projections to help you make an Continue reading
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How to Use Home Equity to Invest in Index Funds — and Claim 100% of the Interest Deduction (Even With a Joint Loan)
For many Australians, real wealth is quietly sitting in their homes as untapped equity. But what if you could unlock that equity, invest it into low-cost index funds, and legally claim the interest as a tax deduction? Even better — what if you could keep the loan in joint names, but still allow one spouse Continue reading
About Me
Welcome to my finance blog! I’m delighted to have the opportunity to share my knowledge and passion for finance, investing, and achieving financial freedom with you. Let me introduce myself.
My journey in the world of finance began when I arrived in Australia at the age of 18. I pursued my Bachelor of Finance at Deakin University, followed by a Master of Professional Accounting at Monash University. Seeking to enhance my expertise, I also completed a Diploma of Financial Planning and I am now pursuing my CPA studies. Throughout my academic journey, I developed a deep fascination for finance and investing.
I commenced my professional career at Commonwealth Bank, where I had the privilege of working in their financial planning department. During my six years with the bank, I gained invaluable experience and insights into providing comprehensive financial advice to clients. This role enabled me to deepen my understanding of wealth management and solidify my commitment to assisting individuals and their families in achieving their financial goals.
Building upon my experience, I have since transitioned into the role of a Wealth Strategist. As a Wealth Strategist, I provide unbiased advice to high-net-worth individuals and their families, utilizing my expertise in financial planning, investment strategies, accounting and wealth preservation.
Alongside my professional pursuits, I am an avid investor in shares, particularly through index funds and ETFs, as well as a property investor. These personal experiences have allowed me to explore various avenues for wealth creation and further sharpen my understanding of the financial landscape.
Beyond my professional and investment endeavors, I find great solace in reading about Buddhism philosophy and practicing meditation during my free time. These practices have instilled in me a sense of mindfulness, balance, and a holistic approach to life.
Through this blog, I aim to share my knowledge, insights, and practical tips to empower you on your own financial journey. Whether you are starting your wealth-building journey or seeking to optimize your financial strategies, my goal is to provide valuable information and guidance to help you achieve financial freedom and live a meaningful life.
Thank you for joining me on this exciting path toward financial empowerment. Together, let’s navigate the world of finance, unlock opportunities, and create the future we envision.
Recent Posts
- Bitcoin: Digital Gold or Just Hype? A Beginner’s Perspective on a Complex Asset
- The Hidden Flaw in FIRE: Why the Journey Matters as Much as the Goal
- Why I’m Giving Sigma Healthcare (ASX:SIG) a Go — Even as an Index Advocate
- How Property Investors Use Trusts & Companies to Unlock More Borrowing Capacity
- Life Insurance Bonds in Australia: A Complete Guide for Tax-Effective Investing & Estate Planning
Fivesting 